After Your Hurricane Insurance Claim is Denied

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If you have suffered property damage in a Florida hurricane and your Florida hurricane damage claim has been denied, there are several steps that you can take to issue an appeal. 

These steps include: 

  • Try to negotiate with your insurance claims adjuster – If you do not understand the adjuster’s decision, ask for an explanation. To negotiate with your insurance claims adjuster, you may need the representation of a Florida hurricane attorney.
  • Contact the adjuster’s supervisor for more information – Do this if you are not satisfied with the answers that your insurance adjuster has given you.
  • Contact your insurance company’s claims representative for assistance – Do this when the claims adjuster’s supervisor can’t resolve your issues.
  • If none of these avenues of appeal can help resolve your issues, you can write a letter of appeal to the Federal Emergency Management Agency (FEMA) – In your letter of appeal to FEMA, you should include documentation of everything that supports your Florida hurricane damage claim, as well as a copy of your insurer’s written letter of denial. 

If your letter of appeal to FEMA fails to resolve your Florida hurricane damage claim, then you can pursue your claim in a lawsuit. For help with submitting your letter of appeal to FEMA, or with filing a lawsuit after your Florida hurricane damage claim is denied, you can get the help of an experienced Florida hurricane attorney.  

Contacting a Florida Hurricane Attorney 

The Florida hurricane attorney team at Falk & Falk Law Firm knows how important it is to you and your family to get the settlement you need to move on with your lives. Our hurricane attorneys have experience in helping victims of natural disasters—and other homeowners’ nightmares—recover from their loss. An experienced attorney can navigate the tricky world of homeowners and hurricane insurance and help you fight for the compensation you need. Contact us today – (305) 742-0878.