Business interruption is the disruption of business operations as the result of a calamitous event. In terms of commercial insurance, the interruption involves a covered threat, such as a hurricane, fire or flood. If you have suffered business losses as the result of such an event, your commercial insurance policy is designed to compensate your losses.
Business interruption coverage may cover losses such as:
- profits that you would have earned if your property had not been damaged;
- your operating expenses for the duration of the business interruption; and
- the expense of operating at a temporary location while your property is repaired.
To recover your losses, you will have to file a claim for damages with your commercial property insurer. Once you have filed your claim, an insurance adjuster will estimate the value of your damages.
When you file a claim for business losses, an insurance adjuster may underestimate the value of your claim. Or, in some cases, your commercial insurer may deny your insurance claim altogether. If this happens to you, you can seek help from an experienced Florida commercial insurance attorney. A Florida commercial insurance attorney can protect your legal interests in a commercial insurance claim.
Contacting a Florida Commercial Insurance Attorney
The Florida commercial insurance attorney team at Falk & Falk Law Firm knows how important it is to you and your business to get the settlement you need to move on with your lives. Our Florida commercial insurance attorney team has experience in helping victims of natural disasters—and other business owners’ nightmares—recover from their loss. An experienced attorney can help you to fight for the compensation you need and navigate the tricky world of business and hurricane insurance. Contact us today – (305) 742-0878.