There are a number of things you should expect from your homeowners insurance company. After any sort of disaster, be it a fire, hurricane or even theft, you expect to get what you signed on for when you purchased the policy—financial protection for your losses. You should expect this from your homeowners insurance company but only to an extent.
As any Florida homeowners insurance attorney will tell you, your homeowners insurance company is a for-profit business; it’s not a charity. This means that you may find obstacles to getting the compensation you really need when disaster strikes, as insurance adjusters are always looking out for their company’s bottom line.
This is why you may need a Florida homeowners insurance attorney to help you fight for what you expect from your insurance carrier, which includes:
- reimbursement for living expenses if your home is uninhabitable;
- removal of debris (when applicable);
- reimbursement to replace your common household property (like TVs, stereos and computers); and
- repairs (even when someone else’s property damages your home).
While those are things you should expect from your homeowners insurance company, you should also expect insurance adjusters to offer a quick, low settlement offer—one that won’t adequately cover all your losses. Since insurance adjusters are well-versed in the claims process and up until now, you probably have never dealt with a claim, hiring a Florida homeowners insurance attorney to help level the playing field may be in your best interest.
Attorneys in Florida Who Focus on Homeowners Insurance Claims
The Florida homeowners insurance attorneys at Falk & Falk Law Firm know how important it is to you and your family to get the settlement you need in order to move on with your lives. Our homeowners insurance attorneys have experience in helping victims of hurricanes, theft, vandalism, fire, sinkholes and more to recover from their loss. An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of homeowners insurance in Florida. Contact us today – 305-742-0878.