Florida is one of the most volatile states when it comes to dealing with homeowners insurance companies. Policy holders who don’t have an in-depth understanding of their rights may find their Florida homeowners insurance claims easily denied, much to their dismay.
In fact, the prevalence and expense of Florida homeowners insurance claims has proven too much for some nationwide insurers, such as State Farm, which have cancelled thousands of homeowners insurance policies in the state throughout the last year.
A Florida homeowners insurance attorney is aware of such issues plaguing homeowners insurance policy holders. An experienced Florida homeowners insurance attorney understands that while policy rates have reached extreme highs, your homeowners insurance company won’t necessarily be inclined to let you know all your rights through your policy.
Such “homeowners insurance company secrets” to which you have a right to know include:
your right to replacement costs vs. repair costs;
- your potential right to coverage when flooding is just one component of water damage;
- your right to living expenses while your home is uninhabitable;
- your right to coverage that accounts for inflation; and
- your right to special repairs after a disaster.
This is only the tip of the iceberg when it comes to fine print information in your policy that your homeowners insurance company won’t bring to your attention. To make sure your receive all the coverage to which you’re entitled through your Florida homeowners insurance claim, you’ll want to consider the benefit a Florida homeowners insurance attorney could bring to your case.
Attorneys in Florida Who Focus on Homeowners Insurance Claims
The Florida homeowners insurance attorneys at Falk & Falk Law Firm know how important it is to you and your family to get the settlement you need in order to move on with your lives. Our Florida homeowners insurance attorneys have experience in helping victims of hurricanes, theft, vandalism, fire, sinkholes and more to recover from their loss. An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of homeowners insurance in Florida. Contact us today – 305-742-0878.