A Winter Park, Florida couple was sent running from their home this month when lightning sparked a fire that set their attic ablaze. According to Bob and Mary Bell, the couple was watching television when they heard a thunderclap from the storm that was raging outside. While they knew a lightning strike had occurred nearby, the Bells didn’t realize their …
How Do I Protect My Home Against Lightning?
In the United States, lightning is one of the most common causes of home and property damage. In fact, your home doesn’t even have to be hit by lightning for damages to occur. If lightning strikes a tree or pole that stands outside your home, it can send an electrical surge through your dwelling’s wires and appliances. In order to …
Filing An Insurance Claim For Lightning Damage In Florida (Part A)
Each year, lightning causes a great deal of damage to Florida homes and properties. In fact, lightning is responsible for more property damage than tornadoes and hurricanes combined. Lightning can cause fires, electrical surges, damage to household appliances, and reduce entire structures to smoldering piles of rubble. If your property has been damaged by a lightning strike, you may be …
Filing An Insurance Claim For Lightning Damage In Florida (Part B)
What are the odds that I’ll have to file a Florida lightning damage claim? With more than 100,000 thunderstorms occurring in the United States each year, lightning is estimated to strike 30 million points annually. This makes the odds of lightning striking your home 1 in 200. Therefore, it is not uncommon for an insurance company to receive a Florida …