If you found mold growing in your home or place of business, you should focus on removing the mold, not identifying it. In fact, the Center for Disease Control (CDC) does not recommend that you take a sample of the mold, because evidence indicates that allergies are the most common health issues associated with molds. Since the allergic reactions can …
What’s All The Fuss About Mold?
The major concern about having mold in your Florida home is that mold can be toxic, which can lead to a significant amount of property damage. Additionally, toxic mold can result in health problems for you and your family. In fact, living with toxic mold can lead to: Breathing problems; Fatigue; Flu-like symptoms; Sore throat; and Mental anguish and depression. …
Do I Have Mold In My Florida Home?
Due to the wet and temperate climate in Florida, homes are generally susceptible to infestations of mold. Mold grows in places that are damp, dark, and basically anywhere that has a water intrusion. This can be around leaky pipes, ventilation shafts, on walls, under carpets, and in your shower. Mold is also known to pose some serious health risks to …
Filing an Insurance Claim for Toxic Mold in Florida (Part A)
If you own a home in Florida, then you are likely aware that the Sunshine State is known to have problems with mold. This is because mold is generally prevalent in places with wet and temperate climates. Also referred to as mildew, mold feeds on moisture and grows in spaces with damp or decaying matter. It may be seen as …
Filing an Insurance Claim for Toxic Mold in Florida (Part B)
How can I recognize toxic mold in Florida? There are several ways to detect a mold problem in your home. Signs of toxic mold in Florida include: A strange or unexplained musty odor; Dark stains or discolorations on your ceiling or walls (generally these stains are green, blue, or black in color); and Discolored spots around bathroom tiles, household plumbing, …
Buying Florida Hurricane Insurance
Hurricane season in Florida continues through November 30. These intense storms, which produce heavy winds and flooding, can cause serious damage to your home and property. Unfortunately, Florida hurricane damage is not always covered by a standard homeowners policy. It is up to you to carefully review your policy to determine if you will be compensated for home repairs and …
How do I file a homeowners claim for damage to my home caused by hurricane/fire/lightning/off-premise surge?
When filing a homeowners insurance claim in South Florida for damage to your home caused by a hurricane, fire, lightning, or off-premise surge, you will need to contact your insurance agent immediately to report your loss. Your insurance agent will then file the necessary South Florida homeowners claim paperwork in order to begin the claims process so you can receive …
Preparing Your Home for a Florida Hurricane
South Florida residents understand that along with all of the beautiful beaches and warm weather the state has to offer comes the possibility of hurricanes. While Florida hurricanes can produce intense winds and lead to flooding, there are certain steps you can take to prepare your home for these dramatic storms. Hurricane Preparation: Landscaping Make sure to trim your shrubbery …
Filing a Hurricane Claim in Florida (Part A)
Hurricanes are powerful acts of nature that can leave a path of destruction in their wake. Many South Florida residents purchase insurance in order to repair their home or replace their property in the event of a hurricane. However, if you have purchased insurance in the event of a hurricane and the insurance company is denying your Florida hurricane claim, …
Filing a Hurricane Claim in Florida (Part B)
An important step when filing a hurricane claim in South Florida is to take pictures of all of your damaged property. Whether your roof was damaged because of the wind, or your home was flooded, you must document all losses and destruction. If you have previously taken pictures of your home and/or property, you can use them to show the …