Uber and Lyft Injury Accidents


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Uber and Lyft Injury Accidents

The improvement and near universal use of handheld technology (smartphones) has created a new industry, commonly known as ride-share. This trend is personified by the speedy growth of the brands Uber and Lyft. As of December 2015 Uber completed over one billion rides and it doesn’t look to slow down soon with rides booked increasing 30% each quarter in 2015. This is because instead of hailing a taxicab or renting a car at the airport an app in the palm of our hand will deliver a car and driver to us. Since Uber/Lyft are fairly new concepts, many legal issues remain in flux.

We Help Victims of Ride Share Accidents

Let’s start with, what does ‘ride-share’ mean? A car service where a person uses a smartphone app (Uber/Lyft) to arrange a ride - usually in a privately owned vehicle is considered a ride-share.

Even though the ride-share market is fairly new, our personal injury attorneys already have experience with these type cases and are fighting for and protecting clients injured in accidents involving Uber and Lyft. We can help answer your questions, including what to do if:
  • You are a pedestrian, passenger, cyclist or in another vehicle and are injured in an accident due to the negligence of an Uber or Lyft driver?
  • You are a passenger in a Lyft or Uber car and are injured as by an uninsured or underinsured motorist?
  • You are an Uber or Lyft driver and are seriously hurt in an accident with an uninsured driver.

Things You Should Know About The Ride Share Economy

  • Uber/Lyft do not consider drivers to be their employees, drivers are contract employees. This impacts how drivers are paid, their benefits as well as insurance coverage requirements.
  • Vehicles are owned and primarily insured by the individual driver and not by Uber or Lyft.
  • Uber/Lyft cars are used for both personal and business use.
  • If the Lyft/Uber driver is logged into the app, has accepted a ride and/or has a passenger in the car will impact the coverage available for your claim
  • A PiP claim can be made, but as is often the case, it will likely be a claim on your policy if you own a car in FL or live with a FL car owner and maxes out at $10,000 of coverage.
  • PiP coverage is not required for limo and taxis in FL and while ride-share is a separate category, claims are often denied by the insurance of driver’s working as Uber and Lyft.
  • Ride-share driver insurance policies do exist, but the auto insurers only began offering them to FL drivers in late 2016.

Insurance Coverage

  • Uber/Lyft do provide liability insurance up to $1 million dollars – as secondary insurance to the driver’s coverage
  • Uber/Lyft do provide uninsured/underinsured Insurance up to $1 million dollars
  • Uber/Lyft driver’s personal liability insurance may be available

When you are involved in car accident with Uber or Lyft, you’ll have many questions about your options and rights, including:

  • Who is going to pay for my injuries?
  • What if I can’t work and pay my bills?
  • How do I do I fight a huge corporation like Uber?

Our team of accident attorneys at Falk & Falk have the experience and skills you want on your side to answer these questions and we will fight to get you the money you deserve.

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“At Falk & Falk, we believe you have the rights to a great personal injury attorney!”

STEVEN FALK • ERIC FALK

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