An adjuster from my homeowners insurance company wants to take my recorded statement in connection with my Florida hurricane claim. Should I let them?

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If you have filed a Florida homeowners insurance claim after a damaging storm, and your homeowners insurance company wants to take your recorded statement, you may be obligated to cooperate with them based on the terms of your insurance policy. 

If your policy requires that you give a recorded statement to your homeowners insurance adjuster when filing a claim, exercise great caution and say as little as possible during the recorded statement. Keep your answers honest but brief, and give just the basic facts about the damages and your losses.

If the adjuster starts asking very specific questions, or questions that don’t relate directly to the basics of the hurricane itself and the hurricane damage to your home, you have the right to seek the help of a Florida hurricane attorney. For instance, if your insurer asks questions about your finances, debts or your job, it may be in your best interest to call a Florida hurricane attorney. 

When an insurer gains information in your recorded statement, they may use it to deny your Florida homeowners insurance claim

If, for instance, you failed to mitigate your hurricane damages, then your claim may be denied. If your claim is denied, then you may appeal the denial, or choose to pursue damages in a formal court of law. In a Florida homeowners insurance lawsuit, you will need the help of an attorney. 

If you have difficulty with your Florida homeowners insurance claim, and you can’t get the money you deserve, a Florida hurricane attorney can try to negotiate with your insurance company on your behalf. If your insurer won’t agree to a settlement, then your attorney can represent your legal interests in a Florida homeowners insurance lawsuit. 

Contacting a Florida Hurricane Attorney  

The Florida hurricane attorney team at Falk & Falk Law Firm knows how important it is to you and your family to get the settlement you need in order to move on with your lives. Our hurricane attorneys have experience in helping victims of natural disasters—and other homeowners nightmares—recover from their loss. An experienced Florida hurricane attorney can help you to fight for the compensation that you need and navigate the tricky world of homeowners and hurricane insurance. Contact us today – (305) 742-0878.