If your South Florida home has been damaged by a fire, your home insurer should compensate the damages, provided that provision was in your policy. Unfortunately, the insurance claims process can be complicated, and it is easy to make a costly mistake in filing a claim.
To file a fire damage claim, you will have to take the following actions:
- Review your policy to determine what type of homeowners insurance coverage you have.
- Appraise your damage.
- Prepare an estimate of the damages, and submit the necessary documents.
- Negotiate a payment with your insurance company’s adjuster.
During this process, it is always a benefit to have the help of an experienced professional on your side. For professional help with the insurance claims process, you can hire a public adjuster, or you can hire a South Florida fire damage lawyer.
One of the key factors to note in making this decision is that if you have a problem with your insurer, you may need to take legal action. For this reason, it is better to hire a South Florida fire damage lawyer.
A South Florida fire damage lawyer can take legal action against your homeowners insurance company if your insurer:
- does not respond to your fire damage claim;
- delays the investigation;
- underestimates the value of your claim; and/or
- denies your claim altogether.
If your home has been damaged in a South Florida fire, it is important to learn about the steps to take to file a fire damage claim. Learn more about this process by visiting our article library.
When to Hire a South Florida Fire Damage Lawyer
The South Florida fire damage team at Falk & Falk Law Firm knows how important it is to you and your family to get the settlement you need in order to move on with your lives. Our attorneys have experience in helping victims of natural disasters—and other homeowner nightmares—recover from their loss. An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of homeowners and fire damage insurance. Contact us today – (305) 742-0878.