What are the odds that I’ll have to file a Florida lightning damage claim?

With more than 100,000 thunderstorms occurring in the United States each year, lightning is estimated to strike 30 million points annually. This makes the odds of lightning striking your home 1 in 200. Therefore, it is not uncommon for an insurance company to receive a Florida lightning damage claim. Whether you need to replace an appliance, hire an electrician, or rebuild an entire section of your home, you can file a claim by contacting your homeowners insurance provider’s representative.

How can a Florida homeowners insurance attorney help me? 

A good Florida homeowners insurance attorney should be an expert in the insurance claims process. They will know which steps are necessary to take in submitting your lightning damage claim. By acting as an independent representative, an attorney will prevent your insurer from: 

• Underestimating the value of your damages;
• Misrepresenting the terms of your coverage; and
• Denying you the money you deserve. 

An attorney will also prevent you from making mistakes that may negatively affect your recovery. For instance, if you try to inflate the value of your damages, or mistakenly over-estimate the value of your lost property, then your insurance company will have the right of denying your claim altogether. 

Furthermore, if your insurer decides to deny your claim, then an attorney can pursue your damages in a Florida homeowners insurance claim lawsuit. 

The Florida homeowners insurance attorneys at Falk & Falk Law Firm know how important it is to you and your family to get the settlement you need in order to move on with your lives. Our homeowners insurance claims attorneys have experience in helping victims of natural disasters—and other homeowners nightmares—recover from their loss. An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of Florida homeowners insurance. Contact us today – 1-(305) 742-0878.