Filing an Insurance Claim for Toxic Mold in Florida (Part A)

If you own a home in Florida, then you are likely aware that the Sunshine State is known to have problems with mold. This is because mold is generally prevalent in places with wet and temperate climates. Also referred to as mildew, mold feeds on moisture and grows in spaces with damp or decaying matter. It may be seen as green, blue, or black discolorations on the walls and ceilings of your home. 

If your home is infested with toxic mold in Florida, then you may be eligible for compensation through a Florida homeowners insurance claim. To find out more about how you may file this claim, you can get the professional advice of a Florida homeowners insurance attorney.  

Where does mold come from? 

Mold can enter your home in a number of different ways. Mold spores can cling to your clothing, your hair, your pets, or simply be carried on a breeze. In fact, there is no way to protect your home against the invasion of mold spores. They can enter through windows and doors, air conditioning ducts, and ventilation systems. And because mold grows under damp conditions, it is common during hurricane seasons to find toxic mold in Florida.

Where does mold grow?

Toxic mold in Florida grows in places that are dark and damp. For instance, it may grow in your bathroom, your attic, and anywhere in your home that has a problem with water intrusion. These places include:

  • Leaky roofs;
  • Moist carpets;
  • Leaky pipes;
  • On wallpaper and wallboards; and
  • On any saturated wooden products.

If you suspect that your home is infested with toxic mold in Florida, then you need to get help right away. Mold can lead to serious health issues and cause significant property damage.

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