Florida Condominium Unit Owner Insurance Claims (Cont.)

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Filing a Condominium Unit Owner’s Insurance Claim   

If you have suffered damages that are covered by your plan, then you’ll need to notify your insurer. The first thing to do is make a list of the claims you want to make. Include each item and its individual value, as well as an estimate for repairs and replacements. An adjuster from your insurance company will visit your condo to confirm the validity of your claims. 

It is important, however, that you do not misrepresent your clams in any way. Never overestimate your properties’ values. If you do so, your insurer can choose to deny the entirety of your claim. 

Additional expenses 

If your Florida condo has been significantly damaged, then most policies will cover additional living expenses, such as a hotel or a rental home. Additionally, most policies provide for debris removal, as well as bringing your condo up to code. Once again, to understand the specifics of what your insurance covers you’ll need to talk to a representative at your insurance company or a Florida insurance claims attorney. 

A Florida insurance claims attorney can help 

Unfortunately, insurance companies will typically do whatever they can to avoid paying damage claims. This means they may lowball their estimates, withhold portions of your claim, or deny you compensation altogether. In these cases, it is best that you get the professional help of a Florida insurance claims attorney. The advantage is that an experienced attorney will know all of the tricks of the trade. 

An experienced Florida insurance claims attorney can: 

  • Help you to properly submit your claims;
  • Avoid making mistakes that can affect your compensation;
  • Negotiate a settlement with your insurance company;
  • Settle a dispute over the value of damages;
  • Pursue your interests in an insurance claims lawsuit; and
  • Represent your best interests and legal rights. 

The Florida insurance claims attorneys at Falk & Falk know how important it is to you and your family to get the settlement you need in order to move on with your lives. Our Florida insurance claims attorneys have experience in helping victims of natural disasters—and other homeowners’ nightmares—recover from their loss. One of our skilled Florida insurance claims attorneys can help you navigate the complex process of homeowners and hurricane insurance claims. Contact us today – 1-(305) 742-0878.