How do I file a homeowners claim for damage to my home caused by hurricane/fire/lightning/off-premise surge?

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When filing a homeowners insurance claim in South Florida for damage to your home caused by a hurricane, fire, lightning, or off-premise surge, you will need to contact your insurance agent immediately to report your loss. Your insurance agent will then file the necessary South Florida homeowners claim paperwork in order to begin the claims process so you can receive compensation for your damages. 

After the storm, you need to carefully document your damage by taking photographs for your South Florida homeowners claim. When going through your home, look for items that have been damaged or lost and keep a list of them. 

If you have incurred any hurricane-related expenses, such as paying for a hotel room when you had to evacuate, you should save all of the receipts. You may be later reimbursed by your homeowners insurance provider. 

Keep folders containing all of the communication between you and the insurance company when filing a homeowners insurance claim in South Florida. This should include any insurance policies you have as well as written communication from your provider. 

If you speak to an agent on the phone, be sure to write down his or her name, the date, and a brief summary of your conversation. Your records can help you down the road if your insurance company does not reimburse you for your damage.

Contacting a South Florida Hurricane Attorney 

If you are having trouble filing a homeowners insurance claim in South Florida, you may need the assistance of an experienced South Florida hurricane attorney. The South Florida hurricane attorneys at Falk & Falk Law Firm know how important it is to you and your family to get the settlement you need in order to move on with your lives. 

Our South Florida hurricane attorneys have experience in helping victims of natural disasters recover from their losses. An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of homeowners and hurricane insurance. Contact us today – 1-(305) 742-0878.