In the United States, lightning is one of the most common causes of home and property damage. In fact, your home doesn’t even have to be hit by lightning for damages to occur. If lightning strikes a tree or pole that stands outside your home, it can send an electrical surge through your dwelling’s wires and appliances. In order to protect your home you’ll need a lightning protection system.  

A lightning protection system consists of lightning rods and fittings connected to stable grounding equipment. This gives the lightning’s electrical current a path to travel safely to the ground. Sufficient lightning protection systems include: 

• Rooftop air terminals;
• Down conductors;
• A minimum of two groundings, at least 10 feet deep;
• Roof projections such as weather vanes connected to the system;
• Surge arresters at electrical panels to protect appliances; and
• Transient voltage surge suppressors installed in receptacles where computers or other electronics are connected. 

It is also important that you have the necessary fire safety equipment. 

Filing for Damages after Lightning Strikes Your Home 

In order to file for property damages after a lightning strike in Florida, you’ll need to immediately contact your Florida homeowners insurance provider. Your provider will tell you the necessary steps for filing a property damage claim. To get an independent estimate of your damages, or assistance with filing your claim, you can get the professional help of a Florida homeowners insurance attorney. 

If you have recently suffered lightning damage to your Florida home or business, you may want to file an insurance claim. To know what actions to take, read Filing an Insurance Claim for Lightning Damage in Florida in our article library. 

The Florida homeowners insurance attorneys at Falk & Falk Law Firm know how important it is to you and your family to get the settlement you need in order to move on with your lives. Our homeowners insurance attorneys have experience in helping victims of natural disasters—and other homeowners nightmares—recover from their loss. An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of Florida homeowners insurance. Contact us today – 1-(305) 742-0878.