If you own a Florida flood insurance policy with personal property coverage, and your Rolex was damaged by flooding to your home, then YES, you may be compensated for your Rolex.
In fact, personal property coverage may account for many valuable items, including:
- artwork and photographs;
- sports cards and memorabilia;
- porcelain figurines;
- rare books and autographed items;
- jewelry, watches and precious stones; and
- furs, or any article of clothing containing fur.
Your ability to file a claim for these items will depend on how the damage occurred. Florida flood insurance covers losses by flash floods, rain storms, tidal surges and invasive waves. It does not cover losses that result from sewer backups, seepage or moisture within the building.
To make a claim on your damaged property, you must file a Florida flood damage claim with your insurance coverage provider.
In Florida, it is important to have at least the minimum Florida flood insurance coverage. This can protect your property from water damage by a rain storm, hurricane, or flood. If your home or personal property has sustained flood damage and you need to file a claim, you should seek help from an experienced Florida homeowners insurance attorney.
Contacting a Florida Homeowners Insurance Attorney
The Florida homeowners insurance attorney team at Falk & Falk Law Firm knows how important it is to you and your family to get the settlement you need to move on with your lives. Our Florida homeowners insurance attorney team has experience in helping victims of natural disasters—and other homeowners’ nightmares—recover from their loss.
An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of homeowners and hurricane insurance. Contact us today – (305) 742-0878.