Losses Not Covered by Florida Flood Insurance

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If you have Florida flood insurance coverage, certain losses can be accounted for after water damage occurs. There are other losses, though, that won’t be covered for water damage in Florida. Before an emergency occurs, it’s best to know where you’re covered. 

Losses that will not be covered under Florida flood insurance include: 

  • additional living expenses, if you are temporarily displaced from your home;
  • property damage from sewer backup or water seepage;
  • water or moisture damage that results from a condition within the building;
  • losses caused by an insured’s failure to mitigate damages after a flood; and
  • damage that existed before the policy went into effect. 

If you have questions about what is covered by your Florida flood insurance, or if you need assistance with filing a claim, you can contact a Florida homeowners insurance attorney. An experienced attorney can negotiate your compensation with an insurance claims adjuster and do their best to help you get the money that you deserve. 

In Florida, it is important to have at least the minimum Florida flood insurance coverage. This can protect your property from water damage by a rain storm, hurricane or flood. If your home or personal property has sustained flood damage and you need to file a claim, you should get the help of an experienced Florida homeowners insurance attorney.  

Contacting a Florida Homeowners Insurance Attorney 

The Florida homeowners insurance attorney team at Falk & Falk Law Firm knows how important it is to you and your family to get the settlement you need to move on with your lives. Our Florida homeowners insurance attorney team has experience in helping victims of natural disasters—and other homeowners’ nightmares—recover from their loss. 

An experienced attorney can help you to fight for the compensation that you need and navigate the tricky world of homeowners and hurricane insurance. Contact us today – (305) 742-0878.