What does “Bad Faith” mean?

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Florida bad faith insurance occurs when an insurance company violates the duties of good faith and fair dealing set forth by Florida Statutes, specifically Florida Insurance Code Section 624 or Florida’s Deceptive and Unfair Trade Practices Act. These statutes were established to ensure that insurance companies treat their clients fairly. In accordance with these statutes, an insurance company may be subject to a Florida bad faith insurance claim when:

  • The insurer denies a claim without a reasonable basis;
  • When an insurer fails to conduct a reasonable investigation of a claim; and/or
  • When it violates Florida laws regarding an insurer’s duties to the insured.  

If an insurance company commits an act of Florida bad faith insurance, then they may be held liable for additional damages beyond the actual damages owed under the insurance policy. In such cases, the insurer may also be responsible for attorney’s fees, as well as damages for other offenses, such as stress or mental anguish.

If You Have Been the Victim of Florida Bad Faith Insurance

You should immediately call a Florida insurance claim attorney. An attorney will investigate your case, and fight for your rights after you have been the victim of bad faith insurance. By filing a bad faith insurance claim in a formal court of law, an attorney may be able to get you the money that you deserve. 

The insurance claim attorneys at Falk & Falk Law Firm know how detrimental an act of Florida bad faith insurance can be to your livelihood, particularly as you try to rebuild after suffering loss in a hurricane or other natural disaster. 

Our Florida homeowners insurance attorneys have experience in helping victims of natural disasters—and other homeowners nightmares—recover from their loss. An experienced attorney can help you to fight for the compensation that you need and help you to challenge instances of bad faith insurance. Contact us today – 1-(305) 742-0878.